Feel Good Financial

The Feel Good Financial team outside our offices, dressed in business attire, smiling for the camera.

Who we are.

At Feel Good Financial, we’re dedicated to making financial decisions simple and stress-free. As independent mortgage and protection brokers, we specialise in finding tailored solutions that match your unique needs and goals.

Your financial well-being is our priority — let us make the complex simple for you.

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Couple standing with moving boxes in a sunlit room with brick walls and large windows.
Smiling woman pushes laughing child in a cardboard box across hardwood floor in a living room.

Why choose us .

Expert guidance you can trust.

We take the time to understand your situation, goals and priorities, which means you’ll receive expert advice that’s tailored to your unique circumstances. Whether you’re a first-time buyer, home-mover, remortgaging, or purchasing a buy-to-let, you’ll have an experienced advisor dedicated to your case.

Exclusive deals you won’t find elsewhere.

As indepegdent advisors, we have access to exclusive rates and deals that aren’t available direct or on price comparison sites. Our team stays up to date with the latest rates, monitor changes in the market, and track your mortgage offer to ensure you’re always getting the best value for your money.

Mortgages made simple and stress-free.

No one enjoys dealing with paperwork or chasing for updates. We handle it all for you - liasing with lender, solicitors and agents so you don’t have to. We’re here to guide you through smoothly, every step of the way.

Your complete financial solution.

It’s not just your mortgage we can help you with! Our advisors help you with everything from ensuring you’re protected against financial risk, sort your buildings and contents insurance, and recommend trusted solicitors, will-writers and surveyors from our hand-selected panel - saving you time and money.

Our team of advisors.

Don’t just take our word for it!

Here’s what our customers have to say.

Our partners

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  • Logo of Enfields Luxe
  • Preston Baker logo
  • Logo Abacus Tax Advisors Ltd
  • Logo Richard Roberts

FAQs

  • A mortgage broker works for you, not the lender. We have access to a wide range of mortgage products from various lenders, including deals that may not be available directly to the public.

    By understanding your unique circumstances, we can recommend tailored solutions and handle the legwork, saving you time, stress, and money.

  • Initial Consultation: We assess your financial situation and discuss your goals.

    Agreement in Principle: We secure an initial agreement with a lender, showing what you could borrow.

    Full Application: We gather necessary documents and submit your mortgage application.

    Valuation and Underwriting: The lender assesses the property and your application details.

    Mortgage Offer: Once approved, you’ll receive a formal mortgage offer, allowing you to proceed with your purchase.

  • The deposit amount depends on the type of mortgage and the lender's criteria. Typically, for residential mortgages, you’ll need at least 5% of the property’s value, though a larger deposit (10% or more) often unlocks better rates.

    For buy-to-let or commercial mortgages, deposit requirements are generally higher, starting around 20–25%.

  • The timeline for getting a mortgage can vary depending on your circumstances and the lender's process. Typically:

    • Agreement in Principle: 1–2 days.

    • Full Application to Offer: 2–4 weeks, but this can vary depending on underwriting and valuation times.

    • Completion: Usually 4–8 weeks after the offer is issued, though this depends on solicitors and other factors.
      Working with a broker can help speed up the process by ensuring your application is accurate and complete from the start. Our brokers are here for you throughout the house purchase and can help in boosting communication between all those involved.

  • Yes! Being self-employed doesn’t prevent you from securing a mortgage, but the process can be a bit more complex. Lenders typically require evidence of your income, such as two to three years of tax returns or accounts.

    We specialise in helping self-employed individuals navigate these requirements and find competitive mortgage options.