All the latest News and Updates.
All the latest News and Updates.
![The Chancellor’s Budget: How it affects your house purchase](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1730387385520-YDNQFR8S5KX9ME24PA15/October+Budget+Blog+Banner+-+Website.png)
The Chancellor’s Budget: How it affects your house purchase
A Budget packed with announcements, many of which affecting the property market. Here's what it might mean for you and your mortgage and your house purchase…
![How the Recent Interest Rate Cut Affects Your Mortgage.](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1725639719327-7BUTLJYYCI8HC4U3P1DL/Blog+Banner+Image.png)
How the Recent Interest Rate Cut Affects Your Mortgage.
Now that the news has settled in and lenders are responding, let's have a look at how The Bank of England’s recent interest rate cut to 5% is affecting mortgages.
![UK Mortgage Rates in 2024](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1708425655044-0M2VKTGKZSK5IU5YP2UV/pexels-karolina-grabowska-4506231.jpg)
UK Mortgage Rates in 2024
![The benefits of working with a mortgage broker](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1705575193474-8OMJ6CI0NK7F5MIG6YP8/pexels-shvets-production-7203879.jpg)
The benefits of working with a mortgage broker
![Mastering the art of remortgaging](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1705054704557-614RAOO60BHEAS41QJGR/pexels-ketut-subiyanto-4246057.jpg)
Mastering the art of remortgaging
![It’s a buyer’s market; here’s how to make the most of it](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1699884094769-ZKB8HPA4EP6G43SUK44X/Feel+Good+Financial_News_20.jpg)
It’s a buyer’s market; here’s how to make the most of it
If you are looking to buy a new home then now is a good time
![How interest rates affect mortgages](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1698069886991-BH6JCFMHBEIG77Z0J0UO/pexels-shvets-production-7203879.jpg)
How interest rates affect mortgages
Interest rates are a fundamental factor that significantly influences the world of mortgages.
![The top five reasons why you should use a mortgage broker](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1698069469575-TO2VNKJC6EUQASNNW1I9/pexels-rdne-stock-project-8293700.jpg)
The top five reasons why you should use a mortgage broker
Why you should use a mortgage broker when searching for your dream home.
![House prices rise in January – Rightmove](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1676028213111-5YL3MYB4EE3DNIRT9AQ8/Feel+Good+Financial_News_3.jpg)
House prices rise in January – Rightmove
Largest increase at this time of the year since 2020
![Five-year fixed mortgage rates in UK drop below 6%](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/63cfc294-2163-4034-9e8a-3bd1a55939b9/Feel+Good+Financial_brand_c_7.jpg)
Five-year fixed mortgage rates in UK drop below 6%
Typical five-year fixed mortgage deal now costs 5.95% per year, the lowest in seven weeks - Moneyfacts
![Average house price dropping in line with pre-pandemic norms](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1676027678460-AE6278ER9UCIUFT727XJ/Feel+Good+Financial_News_12.jpg)
Average house price dropping in line with pre-pandemic norms
House prices are falling amidst financial uncertainty, but the drop in the average price of property coming to market is in line with pre-pandemic norms, reports Rightmove.
![Mortgage lenders cut interest rates despite Bank of England rise](https://images.squarespace-cdn.com/content/v1/63b6a15f83182d7d06878033/1676027366655-PD6GC1MHX0D3UAC4KYOY/Feel+Good+Financial_News_5.jpg)
Mortgage lenders cut interest rates despite Bank of England rise
Mortgage lenders have cut their rates despite the recent Bank of England’s base rate rise to 3%.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend on your circumstances. The fee is up to 1% but a typical fee is £695 for a purchase application and £300 for a remortgage.